You are in a bad situation, you have too many credits in progress. Your repayment capacity decreases further each month while paying close attention to your expenses. You need to make a buy back credit but how to buy back credits is the question you ask yourself. Do not wait, a credit redemption or credit consolidation can allow you
to balance your budget again.
A credit redemption broker to answer your questions
Getting a loan from a credit agency is not rocket science. Just justify a stable income and be up to date in the various charges and you are granted a credit for consumption easily. But when you have several consumer loans in progress and your debt ratio is high, it is a group of loans to put in place. This is where a credit repair broker specializing in credit restructuring comes in to answer your questions.
How to buy back credits when buying a loan?
It is enough to add the capital remaining due from all of your conso credits in progress. In the online credit redemption request, this amount must be reported. We will then look for the most appropriate credit redemption for your situation and the most beneficial for you of course. The organization that offers you a repurchase of all your credits will have in your name and on your account to refund all your credits in progress. Then you will have a single credit, a single smaller monthly payment without having to change banks.
In the case of a mortgage repurchase
This is the same operation that is taking place. We advise you at first to see for a renegotiation of mortgage loan once the loan buyback put in place. That is to say, before making the repurchase of credit, it is necessary to ask your bank if it agrees to renegotiate its mortgage when you will have only one monthly consumer credit constituted by the repurchase of loan . If your bank is favorable, then it will be interesting to consolidate your consumer credit only and in the second time to renegotiate your mortgage with your bank.
In the event that your bank is hostile to downgrade your home loan, it is possible to buy the credits conso with the credit immo. The rates are lower if you have more than 60% mortgage in the total amount of the redemption. However, a mortgage on your house will be required. It is the notary in charge of the mortgage loan that will repay all of your outstanding loans. For a credit redemption in Tours or in the 37, we can receive you or come to see you. When you are further away, we are ready to answer all your questions over the phone or online.